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Mortgage Calculator

Calculate monthly mortgage payments including principal, interest, taxes, and insurance.

Monthly payment$2,654
Principal & interest$2,129
Property tax / month$400
Insurance / month$125
Loan amount$320,000
Total interest over term$446,428

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About Mortgage Calculator

Mortgage Calculator computes the full monthly payment for a home loan: principal & interest plus property tax and insurance (PITI). Adjust home price, down payment, interest rate, and term to see how each affects affordability. Useful for house-hunting, comparing offers, and figuring out what you can actually afford each month — not just the loan payment but the all-in monthly housing cost.

Frequently asked questions